Scottish Housing Market Review: Q4 2022

Quarterly bulletin collating a range of statistics on the Scottish housing market, such as house prices and transactions, rental trends, cost and availability of finance, etc.

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1. A regulated loan is a loan to an individual, secured by a first or second charge on residential property, where the property is for the use of the borrower or a close relative.

2. A non-regulated loan is all other mortgage lending to individuals that is not regulated, such as buy-to-let lending.



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