Protected trust deeds: improving the process consultation

Public consultation on recommendations for improvements to the Protected Trust Deed Process.

13. Discharge of the Debtor

13.1 The trustee will discharge the debtor from all of his/her PTD debts and obligations if the trustee is satisfied that the debtor has met, to the best of their ability, their obligations under the PTD and will issue the debtor with a certificate to this effect.

13.2 Prior to discharge of the debtor, the trustee is required to take appropriate action to ensure that any notice of inhibition, relating to the PTD, has either been recalled or expired.

13.3 The trustee must notify creditors if the debtor is, or is not, discharged from their debts and obligations at the end of the PTD.

13.4 If the trustee does not discharge the debtor from their PTD debts, the debtor must be notified of the reason for this in writing and informed that they may appeal this decision to a sheriff.


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