US Export Plan - Sector Report - FinTech

Footnotes

1 FinTech Scotland – FinTech Research & Innovation Roadmap 2022-31 (March 2022)

2 Kalia Review of UK Fintech (2019)

3 See - Smart Data Foundry

4 See - Fintech Innovation in Scotland delivers growth with 8% Increase in employment - FinTech Scotland

5 FinTech Scotland – FinTech Research & Innovation Roadmap 2022-31 (March 2022)

6 See - New US Boost for Scottish science and tech companies - Scottish Enterprise (Jan 2025)

7 See - Scottish Enterprise backs global ambition with second US MarketBooster Programme - Scottish Enterprise (Oct 2025)

8 FinTech Scotland – FinTech Research & Innovation Roadmap 2022-31 (March 2022)

9 See - Global Fintech Statistics & Charts 2025 - merchantsavvy

10 See - Top 5 fintech trends in the US - FinTech Weekly

11 See - Consumer Survey Banking Methods 2024 | American Bankers Association

12 See - 2023 FDIC National Survey of Unbanked and Underbanked Households | FDIC.gov

13 See - Innovate Finance: FinTech Investment Landscape 2025

14 See - Fintech in the USA: A Glimpse into the Industry's Thriving Prospects

15 See - How data and AI are fuelling Scotland’s fintech boom

16 FinTech Scotland – FinTech Research & Innovation Roadmap 2022-31 (March 2022)

17 See - UK FinTech in 2025: Key Trends, Regulations & Future Outlook - Short Box

18 Source: Fintech Scotland stakeholder consultation

19 See: Launching the Scotland North America Fintech Gateway - FinTech Scotland :FinTech Scotland

20 See - UNITED STATES FINTECH MARKET SIZE & SHARE ANALYSIS - GROWTH TRENDS AND FORECAST

21 See - United Kingdom and Connecticut Sign Agreement to Launch New Insurtech Corridor - Insurtech Insights

22 See - Foras spearheads Scottish startup expansion in US with SXSW 2024 excursion - Scottish Financial News

23 See - United States Regulatory Technology Business Report

24 See - Scotland's world-class RegTech sector - Scottish Development International

25 See - Californian companies secured 31% of US RegTech deals as it dominated the marketplace in 2024

26 See - Financial Technology Sandbox Innovator - Office of Financial Regulation

27 See - Global Fintech Statistics & Charts - Merchantsavvy

28 FinTech Scotland – FinTech Research & Innovation Roadmap 2022-31 (March 2022)

29 See - Fife, Scotland’s Payments capital - FinTech Scotland

30 See - New York emerged as the main WealthTech hub in US as deal activity in the region grew by 39% in Q3

31 See - New York emerged as the main WealthTech hub in US as deal activity in the region grew by 39% in Q3

32 See- UNITED STATES FINTECH MARKET SIZE & SHARE ANALYSIS - GROWTH TRENDS AND FORECAST - Mordor Intelligence

33 See - How to Navigate FinTech Regulations When Expanding into the U.S.: Understanding Federal and State Laws - TechBullion

34 See - California DFPI Issues Formal Rulemaking for Digital Financial Asset Regulation - GreenbergTraurig

35 See - UK-U.S. Financial Regulatory Working Group June 2025: Joint Statement - HM Treasury (June 2025)

36 See - Boosting collaboration between UK and US financial systems to drive innovation and growth in global markets.

37 See - US And UK Move Toward Joint Crypto Regulatory Framework | IBTimes

38 See - Launching the Scotland North America Fintech Gateway - FinTech Scotland :FinTech Scotland

39 See - How the Bay Area became an epicenter of fintech innovation - San Francisco Business Times

40 See - UNITED STATES FINTECH MARKET SIZE & SHARE ANALYSIS - GROWTH TRENDS AND FORECAST - Mordor Intelligence

41 See - JP Morgan: Innovation Economy - Startup Insights (H2 2025)

42 See - Why Choose a State Charter

43 See - Florida’s New FinTech Sandbox Statute Removes Barriers to Innovation in Digital & Cryptocurrency Servicing - Business Law Section of The Florida Bar

44 See- UNF joins Paysafe, L Marks and City of Jax to launch JAX Hub driving region’s fintech future - University of North Florida

45 See - Top 5 Fintech Cities in the USA - FinTech News Network

46 See - Tracsn- FinTech sector in Seattle

47 See - Carolina Fintech Hub

48 See - Fintech tech startup Plaid selects Triangle for next hub office, new hiring this year - The News&Observer

49 See - FinTech companies in Georgia