Statutory debt solutions and diligence - policy review consultation: summary of responses

Summary report of the responses received to our proposals for reforms to the Scottish statutory debt solutions and debt recovery mechanisms (diligence).

vii. Next Steps

We will shortly publish a 'We asked, You said, We did' document which will set out Ministers' proposals for action. This will take account of all feedback provided in response to the consultation, particularly in those areas where there was no clear majority or consensus.

The Scottish Government continues to review its statutory debt management and debt relief mechanisms in response to economic circumstances. The Bankruptcy and Debt Arrangement Scheme (Miscellaneous Amendment) (Scotland) Regulations 2023 were laid in Parliament on 24 November 2022 to help improve access to debt relief and includes removing the minimum debt threshold for the Minimal Asset Process bankruptcy as set out in Proposal 2.1. The regulations also provide additional protections for those participating in a debt payment programme under the Debt Arrangement Scheme, where increased living costs impact on the ability to meet payments.



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