After Sale Shared Equity Procedures

Updated guidance on procedures to be followed for all after sale transactions related to Scottish Government shared equity scheme properties.

This document is part of a collection

Annex 8 – Subsequent Securities

Letter/Email to owner who has requested consent to the creationof a subsequent standard security (See Guidance – Section 11, Corresponding with Owners)


[Address of property] (the "Property")

Request for consent to grant a subsequent standard security

Thank you for your recent enquiry, when you confirmed that you wished to grant a subsequent standard security over your title to the Property in order to secure a loan from an additional lender.

Please note that it is the policy of Scottish Ministers not to give consent in these circumstances, and your request is therefore refused. This will therefore mean that, if you do grant any subsequent standard security without consent, that it trigger a "Payment Event" for the purposes of the shared equity agreement between Scottish Ministers and you, which would then require you to repay to Scottish Ministers the value of their equity loan to you.

A copy of the Scottish Government's Shared Equity Scheme Privacy Notice can be viewed at

This privacy notice illustrates how your personal information will be used by the Scottish Government in relation to the operation of its shared equity schemes and explains your rights under the General Data Protection Regulation (EU) 2016/679 and how to exercise these rights.

Shared Equity Officer

(If email insert details of address and telephone number etc)



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