Access to finance

Small and Medium Enterprises  (SMEs) are a vital part of the Scottish economy and contribute significantly to economic growth, so ensuring they have access to the finance they need to invest and grow is an important priority for the Scottish Government.  

We want to make it easier for SMEs to access finance so that they can use it to support jobs and achieve growth. We are doing this through:

Scottish Growth Scheme

The Scottish Growth Scheme is a Programme for Government commitment by the First Minister offering up to £500 million of financial support to help businesses grow. This is being delivered through a number of initiatives. In 2021 this is delivered by a portfolio of five funds offering microfinance, loan and equity support to businesses: