# Number of citizens who were refused discharge from their Protected Trust Deed (PTD) from 01/04/2023 to 31/03/2024: FOI release

Information request and response under the Freedom of Information (Scotland) Act 2002

## Information requested

• How many citizens were refused discharge from their Protected Trust Deed (PTD) from 01/04/2023 to 31/03/2024? Can this info also show how many cases belonged to each Insolvency Practitioner.
• How much money was ingathered from citizens who failed to be discharged for their PTD from 01/04/2023 to 31/03/2024? If possible, please can you give a breakdown of money ingathered by each Insolvency Practitioners.
• What was the average length of time from a PTD being protected to the PTD failing and the citizen being refused their discharge?
• How much of the money ingathered was paid out as a dividend to creditors?
• What was the average amount of debt for these failed cases?
• How many of these cases were homeowners?
• How many of these cases then self-sequestered via a debtor application. Please advise of how many of these cases were Minimal Asset Process applications.

## Response

 Request Total 1 How many citizens were refused discharge from their Protected Trust Deed (PTD) from 01/04/2023 to 31/03/2024? Can this info also show how many cases belonged to each Insolvency Practitioner. 837 see Table 1 below 2 How much money was ingathered from citizens who failed to be discharged for their PTD from 01/04/2023 to 31/03/2024? If possible, please can you give a breakdown of money ingathered by each Insolvency Practitioners. £1,371,261.78 see Table 2 below 3 What was the average length of time from a PTD being protected to the PTD failing and the citizen being refused their discharge? 1080 Days 4 How much of the money ingathered was paid out as a dividend to creditors? £53,491.77 5 What was the average amount of debt for these failed cases? £15,395.15 6 How many of these cases were homeowners? 20 7 How many of these cases then self-sequestered via a debtor application. Please advise of how many of these cases were Minimal Asset Process applications. 16 self sequestrated 9 MAP applications

 Table 1 Table 2 Insolvency Practitioner Debtors Refused Discharge Insolvency Practitioner Amount Ingathered Annette Menzies 5 Annette Menzies £18,314.33 Barry Mochan 1 Barry Mochan £609.00 Blair Carnegie Nimmo 35 Blair Carnegie Nimmo £69,757.00 Blair Milne 9 Blair Milne £28,205.82 Colin Andrew Albert Murdoch 8 Colin Andrew Albert Murdoch £24,173.82 Derek Forsyth 3 Derek Forsyth £8,447.72 Donald McKinnon 12 Donald McKinnon £16,953.76 Donna Forey 35 Donna Forey £49,743.84 Dylan Quail 17 Dylan Quail £52,458.85 Gordon Chalmers 15 Gordon Chalmers £28,964.58 Guy Damian Withey 2 Guy Damian Withey £0.00 Jamie Carmichael 255 Jamie Carmichael £292,705.43 Katie McLachlan 1 Katie McLachlan £1,253.04 Kenneth Craig 6 Kenneth Craig £3,133.49 Kenneth G LeMay 3 Kenneth G LeMay £19,718.82 Kenneth Wilson Pattullo 6 Kenneth Wilson Pattullo £14,323.91 Kevin Duffy 2 Kevin Duffy £2,894.60 Kevin Mapstone 2 Kevin Mapstone £2,146.41 Lynne Flower 22 Lynne Flower £27,158.73 Nick Payne 9 Nick Payne £16,623.83 Samantha Warburton 179 Samantha Warburton £356,464.52 Thomas Fox 207 Thomas Fox £330,287.94 Tracey Howarth 3 Tracey Howarth £6,922.34 Grand Total 837 Grand Total £1,371,261.78

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