Open Market Shared Equity: thresholds

Sets out the area-based limits on the price of homes that can be bought under the Open Market Shared Equity scheme.


The Open Market Shared Equity Scheme (OMSE) helps people from qualifying priority groups to buy a home they otherwise would not be able to afford.

There are thresholds on the price of properties that can bought in each OMSE area.

The current limits are set out in the table below.

OMSE area

Urban/rural

Apartment size 2

Apartment size 3

Apartment size 4

Apartment size 5

Apartment size 6

Aberdeen City

Urban

£80,000

£100,000

£110,000

£135,000

£195,000

Aberdeenshire - Central

Rural

£130,000

£170,000

£195,000

£240,000

£275,000

Aberdeenshire - North

Rural

£80,000

£115,000

£125,000

£170,000

£225,000

Aberdeenshire - South

Rural

£135,000

£185,000

£200,000

£250,000

£305,000

Angus

Rural

£75,000

£130,000

£175,000

£235,000

£300,000

Argyll & Bute

Rural

£90,000

£125,000

£170,000

£225,000

£295,000

Clackmannanshire

Urban

£60,000

£100,000

£130,000

£220,000

£265,000

Dumfries & Galloway

Rural

£85,000

£115,000

£145,000

£190,000

£260,000

Dundee City

Urban

£65,000

£95,000

£120,000

£180,000

£220,000

East Ayrshire

Rural

£60,000

£85,000

£110,000

£160,000

£235,000

East Dunbartonshire

Urban

£100,000

£130,000

£190,000

£245,000

£370,000

East Lothian

Urban

£135,000

£185,000

£215,000

£280,000

£380,000

East Renfrewshire

Urban

£90,000

£140,000

£185,000

£265,000

£390,000

Edinburgh, City of

Urban

£155,000

£190,000

£235,000

£310,000

£465,000

Falkirk

Urban

£65,000

£105,000

£130,000

£210,000

£270,000

Fife - North

Urban

£95,000

£135,000

£170,000

£230,000

£270,000

Fife - South

Urban

£65,000

£90,000

£120,000

£185,000

£250,000

Glasgow City

Urban

£100,000

£125,000

£135,000

£230,000

£330,000

Highland - Central Mainland

Rural

£130,000

£180,000

£220,000

£275,000

£345,000

Highland - East Mainland

Rural

£110,000

£110,000

£125,000

£190,000

£205,000

Highland - West Mainland

Rural

£115,000

£150,000

£175,000

£230,000

£260,000

Inverclyde

Urban

£45,000

£60,000

£75,000

£90,000

£200,000

Midlothian

Urban

£135,000

£150,000

£180,000

£205,000

£335,000

Moray

Rural

£110,000

£140,000

£170,000

£205,000

£260,000

Na h-Eileanan Siar

Rural

£110,000

£145,000

£150,000

£205,000

£275,000

North Ayrshire

Urban

£55,000

£70,000

£85,000

£100,000

£210,000

North Lanarkshire

Urban

£65,000

£80,000

£95,000

£130,000

£215,000

Orkney

Rural

£100,000

£155,000

£210,000

£255,000

£310,000

Perth & Kinross

Rural

£100,000

£150,000

£205,000

£260,000

£320,000

Renfrewshire

Urban

£70,000

£95,000

£115,000

£155,000

£275,000

Scottish Borders

Rural

£85,000

£130,000

£170,000

£245,000

£280,000

Shetland

Rural

£95,000

£150,000

£205,000

£250,000

£305,000

South Ayrshire

Urban

£70,000

£90,000

£110,000

£165,000

£230,000

South Lanarkshire

Urban

£65,000

£95,000

£110,000

£155,000

£250,000

Stirling - Rural

Rural

£125,000

£170,000

£255,000

£350,000

£435,000

Stirling - Urban

Urban

£105,000

£125,000

£145,000

£275,000

£330,000

West Dunbartonshire

Urban

£65,000

£85,000

£115,000

£175,000

£265,000

West Lothian

Urban

£95,000

£125,000

£135,000

£155,000

£255,000

Setting price thresholds

In urban areas:

  • thresholds are based on the lower 25% of house prices
  • this is calculated for properties with the same number of apartments in each area

In rural areas:

  • the middle (median) house price is used instead
  • this ensures enough available properties within commuting distance
  • areas are classified using the Randall definition of urban/rural

How thresholds are calculated

1. Using 2015 to 2016 data, property prices were matched with bedroom numbers.

2. For later years, prices were adjusted based on local house price inflation.

3. An estimate for 2025 to 2026 price changes has been included.

4. All thresholds are rounded up to the nearest £5,000.

The price thresholds are reviewed regularly.

Find out more

Find out more about the Open Market Shared Equity Scheme at the LIFT website.

Contact

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