Publication - Advice and guidance

Help to Buy: information for builders

Published: 9 Jan 2015
Advice and guidance for builders regarding the Help to Buy (Scotland) homebuying scheme.
9 Jan 2015
Help to Buy: information for builders



The Programme for Government published on 1 September 2015 announced a successor to the Help to Buy (Scotland) Scheme, allocating a three-year fund of £195 million. On 21 January 2016, the Cabinet Secretary for Social Justice, Communities & Pensioners' Rights announced that the Help to Buy (Scotland) Affordable New Build Scheme was open for home builders to register, and that applications to the new scheme would start from 1 March onwards.

Maximum purchase prices and allocated budgets

Scheme year Ceiling price Budget Smaller developers' budget share
2016-2017 £230,000 £80 million £21.6 million
2017-2018 £200,000 £65 million £18.8 million
2018-2019 £200,000 £50 million £18 million

Registering for the scheme

All home builders can register to participate in the Help to Buy (Scotland) Affordable New Build and Small Developer schemes. There are no separate registration processes for the main scheme and the Smaller Developers scheme.

Home builders should request a registration form from Once you return a completed form, you will be sent a Participation Agreementwhich you are strongly advised to read and to take your own advice on in the first instance before signing and returning a copy.

Guidance for home builders

The guidance for home builders should be read by all builders. It provides an overview of the scheme, contact details of the administration agents and a list of the large builders. We encourage you to read this before you submit a registration form.

Participation Agreement

All home builders will be expected to enter into a Participation Agreement with Scottish Ministers. Once the registration form has been approved you will be forwarded a Participation Agreement between your company and Scottish Ministers which they should sign and return.

The name of the company entering into the Participation Agreement with Scottish Government should be the name entered on all documents relating to the reservation, application and sale of eligible properties.

To speed up the registration process builders should initially submit an electronic version followed by a hard copy of the signed document.

Once registered the company will be added to the list of registered builders within a week. Please note that the registration of developments does not guarantee the allocation of funds – funds are allocated on a first come, first served basis.

Scheme criteria

Assistance will be offered to buyers who wish to purchase a new build home from a home builder who has registered with the Scottish Government to participate in the Help to Buy (Scotland) Affordable New Build scheme.

The scheme will not be available for part exchange, buy-to-let or self-build properties.

Applicants can apply up to nine months in advance of the anticipated completion date. Applicants should apply at least three months in advance of the completion date to allow the necessary legal paperwork to be completed.

The maximum property sale prices for Help to Buy are as follows:

  • For financial year 2016 to 2017 (for transactions completing up to 31 March 2017), the threshold price is £230,000;
  • For financial year 2017 to 2018 (for transactions completing up to 31 March 2018), the threshold price is £200,000;
  • For financial year 2018 to 2019 (for transactions completing up to 31 March 2019), the threshold price is £200,000;
This means that if an application is submitted to the scheme and the anticipated completion date is after 31 March of that year (i.e. in the next financial year), the maximum threshold price for the year in which the transaction will complete will apply. This will be important for concluding missives and you should be aware of it.

For example: in November 2016, an application form is submitted to the scheme with an anticipated completion date of May 2017. The maximum threshold price of £200,000 will apply to that application.

Further information is available in the guidance for home builders.

Help to Buy (Scotland) branding

We have had approval from Westminster Government for the use of the 'Help to Buy' branding. The branding and associated guidelines are accessible to Scottish home builders from the Homes and Communities Agency (HCA) website.

The logo does not specifically say 'Help to Buy (Scotland)' and the term 'Help to Buy (Scotland) Scheme' should be used in any supporting text.



Phone: 0300 244 4000

The Scottish Government
St Andrew's House
Regent Road