Home Owners Support Scheme: FOI release

Information requested

Mortgage to Shared Equity
Between 1st April 2019 and the 1st April 2021

• How many Mortgage to Shared Equity Applications have been received by year?
• How many Mortgage to Shared Equity Applications have been successful completed?
• How many Mortgage to Shared Equity Applications have been unsuccessful?
• What is the average time for completing the processing of a Mortgage to Shared Equity Application?
• How many applications are currently active?

Mortgage to Rent
Between the 1st April 2019 and the 1st April 2021

• How many Mortgage to Rent Applications have been received by year?
• How many Mortgage to Rent Applications have received a successful final decision in each of these years?
• How many Mortgage to Rent Applications have received an unsuccessful final decision in each of these years?
• Of the Applications processed over this period where there has been successful decision, what was the average time for that final decision to be taken.
• Of the Applications processed over this period where there has been an unsuccessful decision, what was the average time for that final decision to be taken.
• How many applications are currently active?
• Of those currently active:
  How many have been open more than 3 years?
  How many have been open more than 2 years?
  How many have been open more than 1 year?

Response

Our aim is to provide information whenever possible, however, in this instance the Scottish Government is unable to provide some of the information you have requested. This is because the Mortgage to Shared Equity (MTSE) and Mortgage to Rent (MTR) schemes are delivered as part of the Home Owner’s Support Fund (HOSF) programme and do not operate as individual schemes as suggested by your request. Each application made to HOSF is assessed on a case by case basis to determine which scheme best meets applicants’ needs based on their circumstances.

During 2019-20 and 2020-21 there were no applications processed under the MTSE scheme. The figures below relate to MTR only. Similarly, we do not record data relating to applications that fail to complete. Therefore, this is a formal notice under section 17(1) of FOISA that the Scottish Government does not have all of the information you have requested.

	New Cases Received	Applications Successfully Completed	Avg. Processing Time for Successful Applications
April 2019 - March 2020	87	27	11 months
April 2020 – March 2021	22	9	14 months

At the time of writing, there are 72 live cases within the HOSF application programme. One case was received more than three years ago. 13 cases were received more than two years ago and 27 cases were received more than one year ago. The remaining live cases (31) were received less than one year ago.

About FOI
The Scottish Government is committed to publishing all information released in response to Freedom of Information requests. View all FOI responses at http://www.gov.scot/foi-responses.