Trust Deeds and Debt Arrangement Scheme statistics: FOI release

Information requested

You asked for the following information:

0. The total number of Trust Deeds granted per Trustee/Company/Practice from 01/01/2019 to 31/08/2019

1. The number of Trust Deed Form 1s registered with the AiB in 2018 and 2019, and which Company (Insolvency Practitioner/practice) registered the forms

2. The number of Trust Deeds registered with the AIB as protected in 2018 and 2019, and which Company (Insolvency Practitioner/practice) was responsible for registering same

3. The average debtor contribution payments per month, in a Trust Deed and in a Debt Arrangement Scheme case for 2018 and 2019

4. The average debt levels in a Trust Deed and in a Debt Arrangement Scheme case for 2018 and 2019.

Response

I enclose a copy of all the information you requested, detailed below and attached in the Excel spreadsheet. Note that while all the information requested is available, for some parts of your request there will be differences in time period requested.

The provisional 2019-20 Q2 data (covering the period July to September 2019) is currently being prepared as part of the Scottish Quarterly Insolvency Statistics 2019-20 Q2 report. This report will be published on Wednesday 23 October 2019, and further detailed statistics (subject to data availability and disclosure check control) will be available on request afterwards. Hence, under section 27(1) of FOISA we do not have to provide information which is already planned to be released.

Hence, data for 2019 is based on between 01 January 2019 and 30 June 2019.

0. The total number of Trust Deeds granted per Trustee/Company/Practice from 01/01/2019 to 31/08/2019

We do not hold information on the total number of trust deeds granted as records are not retained on trust deeds that are granted, but do not go on to be protected.

This is a notice under section 17 of FOISA that the information you have requested is not held.

1. The number of Trust Deed Form 1s registered with the AiB in 2018 and 2019, and which Company (Insolvency Practitioner/practice) registered the forms

The number of protected trust deeds (PTDs) advertised by company in 2018 and 2019 (01/01/2019 to 30/06/2019) is shown in the following table. Information is shown on a calendar year basis and based on the advertised date for the PTD.

Table 1: Protected trust deeds advertised by company: Scotland, annual data (calendar year), 2018 and 2019 (01/01/2019 to 30/06/2019)(1), (2)

Company	PTDs advertised
2018
Carrington Dean	2993
Harper McDermott	1543
Campbell Wallace Fraser	1219
KPMG	756
Hanover Insolvency	407
Campbell Dallas	247
Wylie & Bisset	239
William Duncan (Business Recovery)	209
Begbies Traynor	157
Wilson Andrews	112
Payplan Scotland	104
Grant Thornton UK	59
PTD Today	37
Murray Stewart Fraser	34
Pinnacle Insolvency	26
Other	88
Total PTDs advertised (2018)	8230

Company	PTDs advertised
2019
Carrington Dean	1800
Harper McDermott	1001
Campbell Wallace Fraser	631
KPMG	432
Wilson Andrews	345
Wylie & Bisset	116
Hanover Insolvency	106
Campbell Dallas	94
Begbies Traynor	63
William Duncan (Business Recovery)	53
Payplan Scotland	44
J3 Debt Solutions	41
Grant Thornton UK	34
Other	82
Total PTDs advertised (2019)	4842

(1) Displaying companies with 25 or more PTDs advertised.
(2) PTDs advertised based on advertised date.

2. The number of Trust Deeds registered with the AIB as protected in 2018 and 2019, and which Company (Insolvency Practitioner/practice) was responsible for registering same?

The number of PTDs protected by company in 2018 and 2019 (01/01/2019 to 30/06/2019) is shown in the following table. Information is shown on a calendar year basis and based on the protected date for the PTD.

Table 2: Protected trust deeds protected by company: Scotland, annual data (calendar year), 2018 and 2019 (01/01/2019 to 30/06/2019)(1), (2), (3)

Company	PTDs protected
2018
Carrington Dean	2844
Harper McDermott	1278
Campbell Wallace Fraser	1113
KPMG	679
Hanover Insolvency	330
Wylie & Bisset	254
Campbell Dallas	214
William Duncan (Business Recovery)	166
Begbies Traynor	115
Payplan Scotland	89
Wilson Andrews	84
Grant Thornton UK	53
Murray Stewart Fraser	30
Other	76
Total PTDs protected (2018)	7325

Company	PTDs protected
2019
Carrington Dean	1564
Harper McDermott	931
Campbell Wallace Fraser	615
KPMG	365
Wilson Andrews	276
Campbell Dallas	117
Hanover Insolvency	116
Wylie & Bisset	101
William Duncan (Business Recovery)	65
Begbies Traynor	61
Payplan Scotland	41
Grant Thornton UK	31
KLM Chartered Accountants-Insolvency Practitioners	25
Other	74
Total PTDs protected (2019)	4382

(1) Displaying companies with 25 or more PTDs protected.
(2) PTDs protected based on protected date.
(3) Figures presented here may not be consistent with the official, quarterly Scottish Insolvency Statistics publication. These tables on based on data extracted from live databases at a different point in time. The quarterly statistics are the definitive source on the number of protected trust deeds.

3. The average debtor contribution payments per month, in a Trust Deed and in a Debt Arrangement Scheme for 2018 and 2019 (01/01/2019 to 30/06/2019)

The average (median) approximately monthly payment for PTDs and Debt Arrangement Scheme (DAS) case is shown in the following table.

Table 3: Median approximately monthly payment by statutory debt solution and year of protected/approved date: Scotland, annual data (calendar year), 2018 and 2019 (01/01/2019 to 30/06/2019)(1), (2)

Statutory debt solution	2018 (£)	2019 (£)
Protected trust deed(3)	140	-
Debt Arrangement Scheme	220	230

(1) Protected trust deed information is based on latest (actual payment) Form 4 as at 26 September 2019. Note only the total number of contribution ingathered and total realisation from contributions are available. It is not within AiB's remit to collect further information, including the frequency of contribution ingathered. Therefore, while care has been taken to ensure the PTD figure presented here is accurate as much as possible, caution is needed when interpreting this figure. Debt Arrangement Scheme information is based on eDEN administrative system for cases approved in between 01/01/2018 and 30/06/2019
(2) Figures rounded to nearest £10.
(3) Due to a very low number of Form 4 cases for 2019, figure is not shown.

4. The average debt levels in a Trust Deed and in a Debt Arrangement Scheme for 2018 and 2019

The average (median) debt level per month for PTDs and DAS cases is shown in the following table.

Table 4: Median debt level by statutory debt solution and year of protected/approved date: Scotland, annual data (calendar year), 2018 and 2019 (01/01/2019 to 30/06/2019)(1), (2)

Statutory debt solution	2018 (£)	2019 (£)
Protected trust deed	14800	15200
Debt Arrangement Scheme	16500	17200

(1) PTD information is based on Form 3 for PTDs protected in between 01/01/2018 and 30/06/2019. Debt Arrangement Scheme information is based on eDEN administrative system for cases approved in between 01/01/2018 and 30/06/2019.
(2) Figures rounded to nearest £100.

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