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Banking Services Framework



A framework agreement for the provision of banking services for the central government sector went live on 1 July 2014 for a 4 year period.

What is in scope?

The main bank accounts that will be provided are as follows:

  • Current accounts
  • Investment accounts
  • Deposit accounts
  • Foreign currency accounts
  • Project bank accounts

What is out of scope?

Merchant acquiring services are not in scope of this new framework agreement.

Who is this available to?

Central government

Scottish Government and central government collaborative partner bodies must adhere to the Scottish Government Finance Manual. Use of this framework enables bodies to adhere to and access good practice guidance and assistance.

Full details of the services that are available under the new framework agreement and the organisations that will be able to access it are included in the Contract Notice The reference number for this framework agreement is SP-013-013.

Note:It is the responsibility of any buying organisation wishing to use the framework agreement to satisfy itself that it is eligible to do so. Entitlement can be established from the terms of the Official Journal of the European Union (OJEU) advert and guidance on this can be found in annex A of Scottish Government Guidance on Framework Agreements. If there is any doubt, legal advice should be sought.


The framework offers savings realised through centralised expenditure and enhanced commercial banking rates.

Current status

Start date

01 July 2014

End date

31 July 2018

Further details

Contact and feedback to:

Kath Cowan

Senior Portfolio Specialist

Phone: 0141 242 0129

Email: kathleen.cowan@gov.scot

Maria McGrorry

Portfolio Specialist

Phone: 0141 242 0125

Email: maria.mcgrorry@gov.scot

Contract Supplier

The Royal Bank of Scotland plc
1st Floor
24 St Andrew Square

email: David Rennie or Allan Dickov

More information

Customers will be required to secure a call-off agreement that will form the contractual arrangement between the customer organisation and the bank. The template call-off agreement is available on the Knowledge Hub, along with commercial and pricing information.  Relationship managers will work with customers to develop the call-off agreement and framework managers will also be on hand to assist in the process where necessary.

If you are not registered to access this site and are eligible to use the framework please complete the template and email to Kath Cowan at kathleen.cowan@gov.scot