Information

Scotland's Credit Unions: Investing in Our Future

Report of the Credit Union Working Group. Review of their work and recommendations to make Scotland an enabling environment for credit unions.


References

America's Credit Unions (2015)
http://100mm.americascreditunions.org/

Bank of England (June 2015), Credit unions - statistics, Quarterly statistics
http://www.bankofengland.co.uk/pra/Pages/regulatorydata/creditunionsstatistics.aspx

Barclays Credit Union Programme (Transact)
http://www.transact.org.uk/page.aspx?sitesection

Chartered Institute for Payroll Professionals
http://www.cipp.org.uk/

Certificate in Credit Union Principles and Practice
http://www.charteredbanker.com/qualifications/our-qualifications.credit-union-certificate.html

Credit Union Foundation (Lloyds Banking Group's Credit Union Development Fund)
http://www.creditunionfoundation.org.uk/projects/developmentfund

CUNA (Credit Union National Association) (2015)
http://www.cuna.org/Research-And-Strategy/Credit-Union-Data-And-Statistics/

Dowling, A. (2015), Email to Scottish Government, 16 December.

Filene Research Institute and The Center for Credit Union Innovation LLC (2002), Financial Stress and Workplace Performance: Developing Employer-Credit Union Partnerships
https://filene.org/assets/pdf-reports/1752-82CCUIFinancial_Stress.pdf

Glasgow City Council, Future Savers
https://www.glasgow.gov.uk/index.aspx?article

HM Treasury, UK Government (2014), British credit unions at 50: response to the call for evidence
https://www.gov.uk/government/consultations/british-credit-unions-at-50-call-for-evidence

HM Treasury, UK Government (2014), Revised basic bank account agreement
https://www.gov.uk/government/publications/revised-basic-bank-account-agreement

Lanarkshire Credit Union (Savvy Savers)
http://www.blantyrecreditunion.org.uk

Lyonette, Mark (2015), A 2020 Vision for Credit Unions
https://marklyonette.wordpress.com/2015/03/16/a-2020-vision/

Money Advice Service (2015), The Financial Capability Strategy for the UK
https://prismic-io.s3.amazonaws.com/fincap-two%2Fd176f87b-48f9-4344-9d26-afc4df5d86f5_uk+financial+capability+strategy.pdf

Money Advice Service (2016), The Financial Capability Strategy for Scotland
https://prismic-io.s3.amazonaws.com/fincap-two%2F84193187-c32a-45ab-8e1a-13b9f1addaf6_fincap+scotland+full+strategy+web.pdf

Payment Services Regulator (2015), PSR MR15/1.1 - Final terms of reference: market review into the supply of indirect access to payment systems
https://www.psr.org.uk/psr-publications/market-reviews/mr1511-final-terms-reference-indirect-access

Payments UK, (2015), World Class Payments in the UK - Enhancing the payments experience
http://www.paymentsuk.org.uk/project-delivery/world-class-payments

Prudential Regulation Authority and Financial Conduct Authority (2015), CP22/15 - Reform of the legacy Credit Unions sourcebook
http://www.bankofengland.co.uk/pra/Pages/publications/cp/2015/cp2215.aspx

Renfrewshire Council (iSave)
http://www.renfrewshire.gov.uk/webcontent/home/services/education+and+learning/information+for+pupils/ce-isave-credit-union

Renfrewshire Wide Credit Union (Gleniffer High School iSave partner)
http://rwcu.co.uk/

Scotcash
https://www.scotcash.net/

Scottish Government (2014), Bankruptcy and Debt Advice (Scotland) Act
http://www.legislation.gov.uk/asp/2014/11/enacted

StepChange Debt Charity (2014), Cutting the cost of problem debt
http://www.stepchange.org/Mediacentre/Researchandreports/Socialcostofdebt.aspx

StepChange Debt Charity (2015), An Action Plan on Problem Debt,
http://www.stepchange.org/Mediacentre/Researchandreports/Problemdebtactionplan.aspx

Tischer, D., Packman, C. and Montgomerie, J. (2015), Gaining Interest: A New Deal for Sustained Credit Union Expansion in the UK, Goldsmiths University of London.
http://www.perc.org.uk/perc/wp-content/uploads/2015/06/Gaining-Interest-Report.pdf

UK Government, Credit Unions Act 1979
http://www.legislation.gov.uk/ukpga/1979/34

UK Youth (2014), Young people and technology
http://m.ukyouth.org/index.php?

Wallace, T (2015, 11 October), 'Payments system to be smashed wide open for challenger banks', The Telegraph
http://www.telegraph.co.uk/finance/newsbysector/banksandfinance/11920354/Payments-system-to-be-smashed-wide-open-for-challenger-banks.html

Wright, J. (2013), Credit Unions: A Solution to Poor Bank Lending?, Civitas
http://civitas.org.uk/content/files/CreditUnions.pdf

Young Scot Extra Savings Account
http://www.scotwest.co.uk/young-scot/young-scot-extra-savings-account/

Contact

Email: Nadia Bessos

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