AiB - Debtor Contribution Orders and Debt Arrangement Schemes statistics: FOI release

Information requested

You asked for the following information:

A. How many Debtor Contribution Orders have been awarded, by calendar year, in the period 01 January 2015 to 31 December 2019.

And in respect of same;
i) How many of those have successfully completed?
ii) How many of those are ongoing?
iii) How many of those have been adjusted downwards (including to nil) as a result of a change in circumstances
iv) How many of those have failed to complete due to a change in circumstances or without cooperation?

B. How many Debt Arrangement Schemes were entered into, by year, in the period 01 January 2015 to 31 December 2019.

And in respect of same,
i) remains current, and
ii) have been terminated due to non-payment due to a change in circumstances or noncooperation?

Response

A. How many Debtor Contribution Orders have been awarded, by calendar year, in the period 01 January 2015 to 31 December 2019.

The number of Debtor Contribution Orders (DCOs) set for creditor petition and full administration cases is shown in the following table.

Please note that the total number of DCOs presented here is lower than the number of creditor petitions and full administrations reported in the official, quarterly Scottish Insolvency Statistics publication. These figures are based on data extracted from live database at a different point in time. The quarterly statistics are the definitive source Also note that the data for the calendar year 2015 is limited and therefore is excluded from the table below.

Summary of the Debtor Contribution Orders (DCOs) for Creditor Petition and Full Administration cases(1) by the calendar year of awarded date: Scotland, since 2016

	2016	2017	2018	2019
Number of original DCOs set (including nil)(2)	2,557	2,441	2,292	2,261
Number of positive (original) DCOs set(3)	696	856	732	756
of which:
Completed(4)	192	151	61	0
Ongoing(4)	504	705	671	756
Number of positive DCOs that have been adjusted downwards at least once(3)	182	200	159	138

Source: Administrative data, Accountant in Bankruptcy

(1) Based on available data for creditor petitions and full administrations. The total number of DCOs presented here is lower than the number of creditor petitions and full administrations reported in the official, quarterly Scottish Insolvency Statistics publication. These figures are based on data extracted from live database at a different point in time. The quarterly statistics are the definitive source.

(2) Note some cases do include at least one variation of DCO. However, figures are based on the number of original DCOs set only.

(3) Including DCOs which are set at more than £0.

(4) The "completed" outcome of DCOs is based on the successful discharge of both debtor and trustee. Else, the outcome would be "ongoing".

B. How many Debt Arrangement Schemes were entered into, by year, in the period 01 January 2015 to 31 December 2019.

The number of Debt Payment Programmes (DPPs) under the Debt Arrangement Scheme (DAS) by the calendar year of approval date and the outcome status is shown in the following table:

Number of Debt Payment Programmes (DPPs) under the Debt Arrangement Scheme by the calendar year of approval date and outcome status (as at December 2019): Scotland, since 2015(1),(2),(3)

	2015	2016	2017	2018	2019
Number of approved DPPs	2,138	2,238	2,356	2,436	2,903
of which:
Completed	384	239	124	20	3
Live	951	1,274	1,652	2,088	2,830
Revoked	803	725	580	328	70

Source: Administrative data, Accountant in Bankruptcy

(1) Figures presented here are not consistent with the official, headline quarterly statistics. This is because the DAS outcome figures have been compiled at a different point in time using a bespoke data extract from a live database. Note data by outcome status are provisional.

(2) Figures for 2019-20 (April 2019 to December 2019) presented here as part of the calendar year 2019 are provisional until final revisions are made.

(3) Excludes small number of cases that were withdrawn or rejected.

The number of revoked DPPs under the DAS by the calendar year of approval date and the broad revocation reasons is also shown in the following table:

Number of revoked Debt Payment Programmes (DPPs) under the Debt Arrangement Scheme by the calendar year of approval date and broad revocation reasons: Scotland, since 2015(1),(2),(3)

Calendar year of approval date	2015	2016	2017	2018	2019
Number of revoked DPPs	803	725	580	328	70
of which reason(s):
Regulation 27/28 breach (Standard/Discretionary conditions)(4)	673	611	528	302	43
Bankruptcy/Protected Trust Deeds awarded, invalidation of joint DPPs, and others	130	114	52	26	27

Source: Administrative data, Accountant in Bankruptcy

(1) Figures presented here are not consistent with the official, headline quarterly statistics. This is because the DAS outcome figures have been compiled at a different point in time using a bespoke data extract from a live database. Note data by outcome status are provisional.

(2) Figures for 2019-20 (April 2019 to December 2019) presented here as part of the calendar year 2019 are provisional until final revisions are made.

(3) Excludes small number of cases that were withdrawn or rejected.

(4) See www.legislation.gov.uk/ssi/2011/141/regulation/28/made for more detailed conditions.

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