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Wealth and Assets in Scotland, 2006-2014

DescriptionThis report presents analysis of the ownership of wealth by private households in Scotland from the Wealth and Assets Survey 2006 – 2014, with a focus on wave 4 of the survey covering the period July 2012 – June 2014. This report updates the Wealth and Assets in Scotland 2006-2012, which was published in March 2015.
ISBN9781786527837
Official Print Publication Date
Website Publication DateFebruary 14, 2017

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ISBN 978 1 78652 783 7 (web only publication)
PPDAS 261775

This document is also available in pdf format (941KB)

Contents

Acknowledgements

Executive summary

1. Introduction

2. Household wealth in Scotland
2.1. Net household wealth in Scotland
2.2. Relative contribution of wealth components to total net wealth

3. The distribution of wealth in Scotland
3.1. The distribution of total net wealth by decile

4. The distribution of wealth components by decile
4.1. Financial wealth
4.2. Private pension wealth
4.2.1. Private pension contributions by age and gender
4.3. Property wealth
4.4. Physical wealth

5. Inequality in Household wealth and household income in Scotland

6. Wealth inequality in Scotland
6.1. Gini coefficient
6.2. Changes in the share of total net household wealth and its components
6.3. Wealth inequality in Scotland and Great Britain

7. The least wealthy households in Scotland
7.1. The share of wealth of the least wealthy households
7.2. The demographic composition of the least wealthy households
7.2.1. Age
7.2.2. Household type
7.2.3. Employment status
7.2.4. Educational qualifications
7.2.5. Socio-economic group
7.2.6. Tenure
7.3. Financial assets of the least wealthy households
7.3.1. Ownership of financial assets
7.3.2. Change in ownership of financial assets over time
7.3.3. Value of financial assets
7.3.4. Informal financial assets
7.4. Non-mortgage borrowing of the least wealthy households
7.4.1. The prevalence of borrowing
7.4.2. Change in the prevalence of borrowing over time
7.4.3. The value of borrowing
7.4.4. Change in the value of borrowing over time

8. The Wealthiest households in Scotland
8.1. The share of wealth of the wealthiest households
8.2. The demographic composition of the wealthiest households
8.2.1. Age
8.2.2. Household type
8.2.3. Employment status
8.2.4. Educational qualifications
8.2.5. Socio-economic group
8.2.6. Tenure
8.3. Financial assets of the wealthiest households
8.3.1. Ownership of formal financial assets
8.3.2. Change in ownership of financial assets over time
8.3.3. Value of financial assets
8.4. Non-mortgage borrowing of the wealthiest households
8.4.1. The prevalence of borrowing
8.4.2. Change in the prevalence of borrowing over time
8.4.3. The value of borrowing
8.4.4. Change in the value of borrowing over time

9. Movement of households across deciles and wealth bands
9.1. Movement across wealth deciles
9.2. Movement across household wealth bands
9.2.1. Financial wealth
9.2.2. Property wealth
9.2.3. Physical wealth

10. Conclusion

11. Annex 1: Methodology
11.1. Wealth and assets survey
11.2. The sample of Scottish households
11.3. Methodological considerations and limitations